Edit Your Credit Course 

Increase Your Credit Score Without Struggle Even If You Know Nothing About Credit

32 Lessons and Over 8 Hours of Content

Learn How to Finally Edit Your Credit...

Live Class With Financial Moses

  1. 1
    Deleting Almost Anything From Your Credit
    We will show you how to delete late payments, charge-offs, collections, bankruptcies, foreclosures, medical debts, and public records
  2. 2
    Turning Negative Accounts Into Accounts That Will Skyrocket Your Score
    An account that has been hurting your credit for years can be the same account that will boost your score if you only knew how.
  3. 3
    Learning the Work Around to Deleting a Verified Account From Your Credit.
    Learn how to apply the work around to deletion on negative accounts that have been previously verified by the credit bureaus and how they will never come back again. 
  4. 4
    Obtaining New Credit Lines Even If You Have Been Previously Denied.  
    Learn how We are going to show you how to establish new credit lines to begin new credit history no matter what your previous credit history maybe

You can't find more value for your money

32 Modules and Over 10 Hours that will will help you maximize your credit score at least 100 points

Credit Is Your Character

Credit is so much more than your credit score.  Jobs, insurance companies, and almost everyone else want to see your credit, because,  Credit is Your Character

The Credit System

When you understand how the systems operates then you can navigate your way through the system to your advantage.  Learn how to play and win. 

Understanding Credit Scoring

Credit scoring is a simple formula that is comprised of 1000's of variables.  Maximize your score in the shortest amount of time by know how scores operate. 

Why You Should Never Dispute Online

Disputing online is convient but it is a setup.  Credit bureaus are not your friend and they do not work for you.  They work for lenders. Don't give away your right - online.

Never Try These On Your Credit

There are so many myths, misinformation and just out right lies that are popular.  Learn what common misconceptions will actually hurt your credit if you use them. 

Building Credit That Will Never Be Denied

Build your credit with new credit lines.  This will allow you to increase your credit score and build a reputable credit history.  Apply all the principles in this course and you will never be denied credit again. 

Understanding Templates You Can Use

There are so many templates out there but please note all of them are not in your benefit.  These lessons will give you templates and teach you how to utilize the Credit Rocket.

FICO Reason Codes

There is a secret language on your credit report. They are called FICO reason codes which tell you why your score is low and how to increase it quickly.  But you have to know how to read the secret FICO codes. 

What is a Vantage Score

There is a new player in town.  Vantage Scoring is on the rise and we believe will soon replace FICO Scoring.  Vantage scoring is actually owned by the 3 largest Credit Bureaus and their goal is to take over FICO scoring. 

How to Delete Almost Anything From Your Credit

Put your plan into action by deleting collections, charge-off, bankruptcies, foreclosures, hospital bills, late payments and student loans. 

11 Must When Negotiating with Creditors

We are teaching you exactly what to do when negotiating with creditors.  This will save you thousands of dollars and increase your credit

How to Obtain Credit Without Credit

You need good credit to get credit but if I have bad credit how do I get good credit. Don't let this Pandora's box hunt you anymore.  Learn how to obtain good credit even if you have bad credit. 

Building Your Credit Score Immediately

Credit repair is two different phases.  The first phase is demo and this phase is rebuilding.  Learn how to rebuild your credit no matter how bad it maybe.  We have made is so simple you will be glad you good this class

When All Else Fails ... Do This

When you have done all you can, there is still more that can be done.  You can actually force lenders and collection companies to fix your credit, RIGHT NOW.  Learn how to work the system and never give up. 

About the Author


Minister George M. Howard Jr. is the Author of Edit Your Credit originally written 18 years ago in 2002.  In 2018, Mr. Howard revised the book Edit Your Credit into a 3 book series. He has served in the credit industry in one capacity or another for over 20 years.  Through his experience, he has acquired insider secrets Credit Reporting Agencies do not want you to know. As Founder of Financial Freedom University Mr. Howard has literally help thousands of people immediately accelerate their credit rating, pay off over 70 million dollars of debt, and obtain over 30 million dollars of cash-flow.  He has carefully documented his tips, techniques and tactics to afford you the opportunity to "Edit Your Credit" too. 


What People Are Saying...

DELETED A FORECLOSURE OFF OF HIS CREDIT.

I had a foreclosure in 2016 and it has hunted me ever since. I followed every step Mr. Howard designed and I received my letter that the foreclosure had been removed from my credit report. 

Charles Palmer

INCREASE MY SCORE OVER 100 POINTS IN 60 DAYS

My husband and I both have received amazing results from Mr. Howard's plan.  My score has increased over 100 points  and my husband score has increased 70 points in 90 days. Thank you Financial Freedom University.  We are on track to meeting our financial goals. 

Joestte Robinson

I SAVED $2000 AND WAS APPROVED FOR A MORTGAGE

I was told I had to pay a $2000 collection in order to get approved for my mortgage.  After working with Mr. Howard and Financial Freedom University I did not pay them any money, it was removed from my credit report, all collection activity ceased and I was approved for my home.  This would not have happened if it was not for Financial Freedom University. 

Wendell Bodison

Yes, You Also Get The Credit Rocket

for one month free

FAST - EASY - EFFECTIVE

Bonuses, Bonuses, Bonuses!

Yes, There is More!

Access to a private Credit Group

Receive ongoing credit help in our Credit Conqueror Group. Have access to our private group where you will join people from all over the country.  Learn how they are having success negotiating, deleting negative items and building their credit score. 

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Free Credit Rocket

The Credit Rocket is the best thing in credit repair ever.  We have done all the work for you, simply put in your account name and number and generate your credit letter.  Plus, send your letter certified mail from your device and never leave your home. Receive this free for an entire month. 


Get Your Money Back in 90 Days

We put our money where our mouth is.  If you apply each of the steps in this course and your credit score does not increase within 90 days, we will give you 100% of your money back.  No questions asked. 

Enroll Today! 

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