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EDIT YOUR CREDIT to your door step ASAP

We've Uncovered

Insider Secrets To Credit Repair

That Almost Nobody Knows About

Delete almost anything from your credit report and rebuild your score over 100 points almost immediately.

From: George M. Howard Jr. 

Indiana, Gary

My name is George Howard, and I wrote the book on credit repair almost 20 years ago.  In 2002, I published Edit Your Credit in Nashville, Tennessee.  This 192 page book is one of the first of it's kind. It is filled with credit secrets that even today almost no one knows.   

You have probably heard of credit letters, templates, 611 letters, and so on.  I wrote the book on that almost 20 years ago.  Today, credit repair is so much more than a credit letter. Credit repair has evolved.  Today you must have a strategy of legal maneuvers. Over the past 20, years Credit Reporting Agencies have made it harder than just submitting a credit letter.  

Today, we have rewritten the book on credit repair, giving you the strategy and legal maneuvers you need to successfully remove negative items from your credit. We are giving this book to you ABSOLUTELY FREE, if you will cover the shipping cost.  

I have been doing credit repair since 1999 and yes, I am telling my age.  As the industry leading professional, I am disclosing all of the secrets that have helped me and helped my students increase their scores over 100 points in as little as 30 days.

We have easily helped over 10,000 customers increase their credit scores to purchase/refinance their home, purchase vehicles, start business, reduce debt and ultimately save money.

We have a proven system that we have carefully documented in this book. These secrets, when applied, will revolutionize your credit and your credit score so you will never be denied credit again

So... What Is This Book, "Edit Your Credit - Insider Secrets To Excellent Credit"

(And How do I Use This To Increase My Credit!?!)

Over the past two decades we have disputed tens of thousands of disputes and have seen how the Credit Reporting Agencies have made it harder to remove items which used to be easy.

We have detailed all of the Insider Secrets Credit Reporting Agencies and debt collectors wish you didn't know.  We have been able to literally force their hands to do exactly what we have asked

  • If your goal is to delete foreclosures, bankruptcies, tax liens, and student loans, we have insider secrets for that...
  • If you want to build your credit because you are getting denied, we have specific insider secrets for that as well...

Edit Your Credit - Insider Secrets to Excellent Credit is not just a book, it is a tool; it is a resource that will literally change your financial future if applied correctly.  We have been careful to make Edit Your Credit your road map to Excellent Credit.  

The exact knowledge we have applied get results, no other company claim. I am literally handing over all of these secrets to your at no cost if you will just pay to get it to your door. 

Edit Your Credit is literally: The Secret Playbook 

To Obtaining an Excellent Score... 

Inside Of This Book... 
Here Are A Few Of The Secrets You'll
 Discover For FREE!

Learn How To Effectively Dispute

  • Foreclosures
  • Collections
  • Medical Bills
  • Student Loans
  • Bankruptcies
  • Charge-Offs
  • Late Payment
  • Repossessions

INSIDER SECRETS: So Many We Can't Count Them All ...  

  • Secret 1: How the Credit Reporting system really works. 
  • Secret 2: Why the Credit Reporting Agencies can't be trusted. 
  • Secret 3: Credit Reporting Agencies are huge privately owned FOR PROFIT corporations.
  • Secret 4: Companies volunteer to report your information and payment history to the Credit Reporting Agencies. 
  • Secret 5: The secret of the mortgage report.
  • Secret 6: The secret of the employment report
  • Secret 7: The one word lenders only care about
  • Secret 8: How your credit score is measured
  • Secret 9: How to maximize your credit score
  •  Secret 10:  Understanding application, behavior, bankruptcy, attrition, profitability, and collection scoring

 INSIDER SECRETS: So Many We Can't Count Them All ...  

  • Secret 11: The real owners of your FICO credit score 
  • Secret 12: The truth behind Vantage Score
  • Secret 13: How Vantage Scoring is calculated
  • Secret 14: The difference between Vantage and FICO 
  • Secret 15: 9 Ways to increase your credit score immediately
  • Secret 16: The significance of late payments
  • Secret 17: The impact of inquiries 
  • Secret 18: How small collections effect your credit versus large collections 
  • Secret 19: Why you were denied
  • Secret 20: How to never be denied credit again 

INSIDER SECRETS: INSIDER SECRETS: So Many We Can't Count Them All ...  

  • Secret 21:  The impact of a new account on your credit score.
  • Secret 22: Why old credit is the best credit
  • Secret 23: Why every credit report has errors on them
  • Secret 24: The importance of installment accounts
  • Secret 25: Revolving accounts have another measurement
  • Secret 26: Why credit line increases are so important
  • Secret 27: The dangers of balance transfers and consolidation loans
  • Secret 28: Co-signing hurts your score almost every time
  • Secret 29: Why you are more than likely to be denied because you co-signed
  • Secret 30: The three most important terms as it relates to your credit

INSIDER SECRETS: So Many We Can't Count Them All ...  

  • Secret 31:  How to delete almost anything off your credit
  • Secret 32: Why errors are not the only thing that can be deleted
  • Secret 33: It's all about profits to the bureaus
  • Secret 34: Why companies can delete anything from your credit 
  • Secret 35: How to take a negative account and turn it into a positive account
  • Secret 36: Never use this tool credit bureaus beg you to use 
  • Secret 37: Why credit bureaus automated the dispute process
  • Secret 38: How to get around the automated system
  • Secret 39: Why you are more than likely to be denied because you co-signed
  • Secret 40:  The truth about credit bureaus investigations 

Real People With Real Results 


I had a foreclosure in 2016 and it has hunted me ever since. I followed every step Mr. Howard designed and I received my letter that the foreclosure had been removed from my credit report. 

Charles Palmer


My husband and I both have received amazing results from Mr. Howard's plan.  My score has increased over 100 points  and my husband score has increased 70 points in 90 days. Thank you Financial Freedom University.  We are on track to meeting our financial goals. 

Joestte Robinson


I was told I had to pay a $2000 collection in order to get approved for my mortgage.  After working with Mr. Howard and Financial Freedom University I did not pay them any money, it was removed from my credit report, all collection activity ceased and I was approved for my home.  This would not have happened if it was not for Financial Freedom University. 

Wendell Bodison

Bonus #1 - Quick Start Credit Guide

"The Fastest and Easiest Way to Begin Improving Your Credit Right Now..."

Total Value: $40.00

Improving your credit as soon as possible is vital to your financial health.  This Quick Start Credit Repair guide will teach you the fastest way to begin restoring your credit and increasing your score. This will show you how to immediately begin to increase your credit score.

We have simplified every step so ANYONE can increase their credit score in only 30 days. 

By completing these quick and easy steps you are almost ensured to see your credit skyrocket. 

Get This For FREE When You Order Your Free Copy Of Edit Your Credit Today!

Bonus #2 - 30 Day Credit Challenge

"We Are Providing a Day by Day Guide and Step by Step Guide of 

What To Do, When To Do It, and How To Do It in 30 Days.  

Total Value: $50.00

We are challenging you to challenge your creditors and your credit score.  This credit challenge will show you exactly what to do in 30 days.  We have made DIY Credit Repair simple with TransUnion, Experian, and Equifax. Watch your credit score soar by following these easy steps. The 30 Day Credit Challenge will have the LARGEST impact on your credit, EVER. 

This is the easiest credit challenge resulting in the highest impact on your credit ... PERIOD.

Get This For FREE When You Order Your Free Copy Of Edit Your Credit Today!

Bonus #3 - 800 Score Cheat Sheet

"We Are Telling You How to Enter the 800 Score Club 

Follow This Road Map And See Yourself At The 800 Score Club"

Total Value: $35.00

Entering the exclusive 800 credit score club is definitely a medal of honor. Less than 1 in 6 people have obtain this highlight. Follow the steps in this 800 Credit Score Cheat Sheet and enter this exclusive club. The benefits of an 800 credit score are limitless. 

  • Obtain Best Interest Rates 
  • Qualify for Any Credit Card
  • 24 Months Same As Cash
  • No Annual Fee Credit Card
  • 0% Financing On Cards and Cars
  • Best Mortgage Rate
  • Lowest Auto Insurance Premium
  • Best Personal Loan Rate

Change your financial future with this 800 Credit Score Cheat Sheet and watch your life excel. 

Get This For FREE When You Order Your Free Copy Of Edit Your Credit Today!

Bonus #4 - Credit Blueprint

"Video Blueprint To Excellent Credit 

12 Module Course Filled With Little Known Credit Secrets..."

Total Value: $60.00

One single deletion on your credit report can make BIG difference to your credit score.

It can have a HUGE impact on your approval for a house, car, business loan or refinance.

Learn how to dispute foreclosures, bankruptcies, tax liens, student loans, late payments, medical collections, repossessions, charge-off, and collections effectively and so much more.  

Get This For FREE When You Order Your Free Copy Of Edit Your Credit Today!

Bonus #5 - 6 Steps to 6 Figures Mini Course

"Get Your Credit, Cash-Flow, Debt, Taxes, and Investments Together With This Small But Remarkable Class"

Total Value: $40.00

The 6 Steps to 6 Figures mini course will show you how to obtain total financial freedom.  The reason most people have damaged credit is because of personal financial challenges. This small course will show you how to become financially free by applying 6 simple steps:

  1. Mind transformation
  2. Cash-flow generation
  3. Debt elimination 
  4. Credit restoration
  5. Tax minimization
  6. Wealth accumulation  

These are the most essential steps to becoming financially free.  The results of applying the principles in this course are limitless!

Get This For FREE When You Order Your Free Copy Of Edit Your Credit Today!

Like I mentioned before, this book is free. All I ask is that you help me cover the printing and postage costs of $6.99.

Oh, and in case you're wondering...

There is NO CATCH

I know there are some websites out there that offer you something cool for free, but then stick you into some program that charges your card every month.

This isn't one of them.

There's NO hidden "continuity program" - and in case you're wondering why I'm doing this...

Well, there are actually a few reasons..

  • Today Every One is a Credit Guru 
  • It's my way of saying thank you 
  • I get another one of my products in your hands 
  • I'm kinda showing off 

Time Is Of The Essence...

Here's why...

We've only printed a few thousands copies of this book, and when they're gone... well, they're gone!  

If this page is still here, then the offer is live. But I reserve the right to pull it down at any time.

I 100% guarantee that you'll love this book, or I'll return your $6.95 shipping and let you keep the book anyway.

That's right. You don't even have to send anything back. Just email me or call the number on your receipt and I'll give you back your money with no questions asked.

Sound fair?

Here Is My "You've Gotta

 Be Crazy" Guarantee

100% guarantee that you'll love this book, or I'll return your $6.99 shipping and let you keep the book anyway.

That's right. You don't even have to send anything back. Just email me or call the number on your receipt and I'll give you back your money with no questions asked.

Sound fair?

Let Me Show You EVERYTHING You Get When You Order 'EDIT YOUR CREDIT' Today!

  • Quick Start Credit Guide
  • 30 Day Credit Challenge
  • Credit Blueprint
  • 800 Score Cheat Sheet
  • 6 Steps to 6 Figures - Mini-Course

($40.00 Value)
($50.00 Value)
($60.00 Value)
($35.00 Value)
($40.00 Value)

Total Value: $225.00

Get Your Copy Today For


Just Cover Shipping On The Book

This Is Truly A Limited Offer, So

Claim Your FREE Copy Now 

Before They're All Gone...

Thanks for taking the time to read this letter and I hope you enjoy the book!


Min. George M. Howard Jr.

P.S. In case you're one of those people (like me) who just skip to the end of the letter, here's the deal:

I'm mailing you one of the best books on credit, "Edit Your Credit - Insider Secrets to Excellent Credit - Volume 1" (that retails at $20.00) for FREE. Yes, this book is free, and all you pay is $6.99 US.

There's no catch... no gimmicks... You will NOT be signing up for any "trial" to some monthly program or anything like that.

So, Click the button below to get your FREE copy now. You won't regret it.

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I'd like to rush a FREE copy of my brand new book to your doorstep, ASAP