Project Description

GROW MORE MONEY

Most people believe the problem with their finances is they need more money, however this is not true.  The problem is a cash-flow issue. In this course you will find the tools necessary to reduce your liabilities and increase your income thereby, increase your cash-flow.  We will teach you have to place money management systems in your life that will bring immediate returns to your household.

Financial Freedom University is the finest financial education you can ever desire. This Keep More Money System/Course will show you exactly how to keep more money in your household by increasing your cash flow and eliminating your debt.  

Financial education is essential to building wealth.  Our curriculum will provide you with the education and tools necessary to change your financial future.  If you are tired of being financially tired – this is the place to begin your financial future.  Learn to:

  • Change your mindset about money
  • Develop a cash-flow strategy
  • Put money management systems in place
  • Stop living check to check
  • Free up your time and spend it where it brings you happiness
  • Determine your break-even analysis
  • Determine and build your net worth
  • Free up cash in your household
  • Shift your income to generate more wealth
  • Develop a 7 year or less – total debt free plan

This self paced, online 13 module, 10 hour course will change the way you see money, transform how you handle money and produce different results with money.  Register today – this is the perfect time to start

Build Cashflow and Eliminate Debt with The Following Tools

  • Credit Rocket – Makes removing items from your credit fast, easy and effective.  From your phone, tablet or computer you can literally generate personalize credit letters within minutes.
  • Credit Intelligence Agency – Obtain and maintain the best credit education and repair system in the world.  Obtain George’s guide to an 800 credit score, the Edit Your Credit Course and 6 Steps to 6 Figures Mini Course.
  • CreditXpert Calls – Join Financial Freedom Credit Xperts on a call each month.  Join each call to have your personal questions answered and to develop a personalize credit plan.
  • Debt Free Accelerator – Learn the amount of income you need just to break-even in your household.  Then what to do to ensure you have overflow.
  •  Cash-Flow Statement – tell your money what to do and where to go with this all in one spreadsheet. Plan your annual spending, holiday and birthdays, vacations, etc.  See where your money is going and how to adjust your lifestyle to fit your current income.
  • Break-even analysis – Learn the amount of income you need just to break-even in your household.  Then what to do to ensure you have overflow.
  • Balance Sheet  – This tool will help you determine your asset and your liabilities.
  • Income Statement – Develop cash-flow in your home by putting your income ans expenses in the correct place to bring prosperity to your household.
  • Net-worth calculator – Your net-worth tells you how much you are worth as a person not your salary.  See your net-worth and develop the strategy to improve it.

Join over 2000 students who have taken courses at Financial Freedom University and have developed financial plans to eliminate debt and generate wealth.  I am excited for you as you begin your journey to take control of your money and never again will you have to worry about your financial future.

You are expected to complete each of the lessons, complete all homework and apply the material to your life. As a result, we expect you to develop more cash flow, become debt free, develop passive income and never worry about money again.
As a result from applying these lessons to your life you will

  • Learn to have a wealth builders mindset
  • Learn to put money on autopilot in your life
  • Develop more cash flow without disturbing your lifestyle
  • Learn to make lifestyle adjustments without disturbing your life
  • Find out how to control your money and build wealth
  • Apply Tax Advantages of business ownership and wealth creation
  • Apply a system to track your expenses
  • Best strategies to restructuring your debt and expenses
  • Learn how assets should pay for your lifestyle
  • Open a new business
  • Obtain new tax deductions
  • Learn tax benefits for small business owners
  • Develop business credit
  • Obtain a personal ‘A’ Credit rating
  • Know how to utilize pass through tax entities
  • Never worry about money again
  • And so much more
All of our courses are self paced.  Enjoy your leaning experience with Financial Freedom University from your cell phone, tablet, or computer. We designed our education system with you in mind. We understand life happens therefore you can take your lessons at your own time and in your own convenience.
Within the first year of following our program you will see amazing results.  Through our Ambassador program, life style management and income shifting you should generate produce enough cash flow that will allow you to produce an emergency fund, start your debt free journey and restoring your credit.

Within the first three years we have seen what no other Financial Education System can claim.  Following our plan we have seen our average student producing dramatic resulting in over 700 credit scores and owning property debt free for our students.

With the five years of following our system the average student should be able to fire their boss and become a full time capitalist, owning their own business.  Through the Ambassador program you should be making more money at home than on your full time job.

Within seven years our average student will be totally debt free, credit restored, taxes lowered, and generating passive income allowing them to retire and leave an inheritance to their children’s children.  We are excited for you and your family as you can be totally financially free in 7 years or less..

  1. Be debt free in 7 years or less
  2. Develop More Cash flow in your household
  3. Learn to see money differently, do money differently and have different results with money
  4. See immediate results by repositioning your income and restructuring your debt and expenses
  5. How to incorporate your business
  6. Change your mindset about money therefore
  7. Never worry about money ever again
  8. Be financially stress free
  9. Be a new business owner
  10. Obtain and maintain an excellent credit score personally
  11. Get additional tax deductions
  12. Develop excellent business credit
  13. Develop passive income
Enroll Today

It’s Not a Course – It a Wealth Creation System

Yes all of this is possible if you make the choice to change your life.  Register for this system/course today and watch your life become financially stress free.  Gain the economic freedom and liberty God wants you to have and no longer allow debt or money to be your master.

This course consist of 11 modules  –  92 Lessons –  Over 900 minutes (15 hours) of financial education

Tools You Receive With This Course

  • Credit Rocket – Learn the amount of income you need just to break-even in your household.  Then what to do to ensure you have overflow.
    • Credit Intelligence Agency – Learn the amount of income you need just to break-even in your household.  Then what to do to ensure you have overflow.
      • Credit Xpert Calls – Learn the amount of income you need just to break-even in your household.  Then what to do to ensure you have overflow.
        • Steps to an 800 Credit Score– Learn the amount of income you need just to break-even in your household.  Then what to do to ensure you have overflow.
          • Debt Free Accelerator – Learn the amount of income you need just to break-even in your household.  Then what to do to ensure you have overflow.
          • Cash-Flow Statement – tell your money what to do and where to go with this all in one spreadsheet. Plan your annual spending, holiday and birthdays, vacations, etc.  See where your money is going and how to adjust your lifestyle to fit your current income.
          • Break-even analysis – Learn the amount of income you need just to break-even in your household.  Then what to do to ensure you have overflow.
          • Balance Sheet  – This tool will help you determine your asset and your liabilities.
          • Income Statement – Develop cash-flow in your home by putting your income ans expenses in the correct place to bring prosperity to your household.
          • Net-worth calculator – Your net-worth tells you how much you are worth as a person not your salary.  See your net-worth and develop the strategy to improve it.

          Benefits:

          • Learn to have a wealth builders mindset
          • Learn to put money on autopilot in your life
          • Develop more cash flow without disturbing your lifestyle
          • Learn to make lifestyle adjustments without disturbing your life
          • Find out how to control your money and build wealth
          • Apply Tax Advantages of business ownership and wealth creation
          • Apply a system to track your expenses
          • Best strategies to restructuring your debt and expenses
          • Learn how assets should pay for your lifestyle
          • Open a new business
          • Obtain new tax deductions
          • Learn tax benefits for small business owners
          • Develop business credit
          • Obtain a personal ‘A’ Credit rating
          • Know how to utilize pass through tax entities
          • And so much more

          The completion of this system will allow you to never worry about money, debt, or financial strain again.

          Imagine your life without any money problems, worries or fears.  Imagine a life with:

          • no mortgage
          • no car note
          • no credit card debt
          • no student loan payments
          • no furniture bills
          • no debt
          • new cash flow
          • new business
          • new passive income
          • new credit score
          • new business credit
          • new peace of mind
          • new tax deductions
          • new tax credits

          Yes all of this is possible if you make the choice to change your life.  Register for this system/course today and watch your life become financially stress free.  Gain the economic freedom and liberty God wants you to have and no longer allow debt or money to be your master.

          Enroll Today

          It’s Not Just a Curriculum – It’s a System

          This course consist of 21 modules  –  215 Lessons –  Over 2100 minutes (35 hours) of financial education

          Classes and Modules

          Motivation and Implementation Can’t Measure It Can’t Manage It Preparing For Your Journey
          Who wants to be normal You are a business Where is my money
          What are these strange lands Can’t measure it can’t manage it Assets vs Liabilities
          Who’s driving You are a not a consumer Your vehicle is leaking
          Priorities and Time and Money The three C’s of management Understanding your net-worth
          Shifting Your Income Let’s Incorporate Debt Elimination
          Cash-flow is king Taxes and inflation The eighth wonder of the world
          W2 vs 1099 Get in the game small business What is your true interest rate
          3 types of income Incorporating and business entity structure Calculating interest
          W4 calculator Advantages of incorporating Death notes
          Disadvantages of incorporating I want my money back
          Sole proprietorship E – Sale
          Partnerships Debt accelerator worksheet
          Corporations 60 Month plan
          S – Corporations
          Limited Liability Corporations
          Forming LLC in 3 minutes
          Obtaining an EIN
          How to file for an S Corporation
          Understanding Credit Edit Your Credit Edit Your Credit – Part 2
          Welcome Free Credit Reports It’s All About Risk
          What is Credit Disputing Information Understanding Your Credit Score
          Game Time Frivolous Disputes FICO Reason Codes
          Benefits of a Good Name Frivolous Disputes 2 Vantage Score Model
          The Credit System Removing Bankruptcies and Foreclosures Fair Debt Collection Practices Act
          What is Your Grade? Writing Dispute Letters Negotiation – Win Win
          Credit Score Basics What Should I Dispute? Delete This From My Credit
          Improving Credit Basics What is e-Oscar? 11 Must While Negotiating with Creditors
          The Credit Report What’s Wrong With e-Oscar How Do I Get Credit Without Credit or Bad Credit
          Negotiation Changes to e-Oscar Co-Signing
          How Paying and Closing Can Hurt You Letters You CAN Use Secured Cards/Loans
          Tax Minimization – Part 1 Tax Minimization – Part 2
          What About My Accountant Intro and Review
          Pay Yourself First Home Office Deduction
          Ordinary and Necessary Automation Deduction
          Deductions and Credits Business Deductions – Contract Labor
          Understanding Tax Brackets Business Deductions – Utilities
          Home Office Deductions Business Deductions – You Can Deduct That?
          Business Credits Hire Your Child
          EIC Credit
          Business Credits – Health Care
          Company Returns
          Depreciation
          Schedule C
          Investing Insurance as an Investment Estate Planning – Part 1
          Enemies of Wealth Insurance as an Investment Estate Planning Welcome
          Understanding Interest Opportunity Cost Probate
          Compound Interest Understanding Banking Wills – Part 1
          Inflation Dividend Paying Life Insurance Wills – Part 2
          Investment Vehicles Banking is a Process Health Care Directive
          Understanding IRAs Tax Free Growth Health Care Directive – Example
          Spending While Saving
          Estate Planning – Part 2
          Welcome and Intro to Estate Planning
          Benefits of a Trust
          Ins and Outs of Trusts
          Shared Trusts
          Child Trusts
          Durable Power of Attorney
          Preparing Your Living Trust
          Purchase to Profit
          The Personality (Tax Lien Investing) The Process (Tax Lien Investing) The Plan (Tax Lien Investing)
          The 5 Things You Must Do Deeds Transfer Ownership What Type of Investor Are You
          Do You Have What It Takes Understanding Liens Time
          Understanding Your Why Redemption The State
          The 4 P’s Quit Claim Deeds The Type of Property
          You Are An Investor Warranty Deeds The Profit
          You Are A Business Special Warranty Deeds The Example
          Thank You Bargain and Sale Deeds Goal Setting
          Sheriff Deed Two Types of Investors
          Tax Deed Long Term Strategy
          Quiet Title Short Term Strategy
          Understanding Foreclosure Property Strategy
          Maps Numbers You Must Know
          Over The Counter – OTC What Is Your Budget – $2,000
          Redemption What Is Your Budget – $5,000
          Order of Operation What Is Your Budget – $10,000
          What Is Your Budget – $20,000
          What Is Your Budget – $50,000
          How Many Units Do You Need
          The Preparation (Tax Lien Investing) The Protection (Tax Lien Investing) The Purchase (Tax Lien Investing)
          The Preparation – Intro The Protection The Purchase
          Research LLC Attending the Auction
          Obtaining The List S-Corp Bidder’s Premium
          You Need Excel S-Corp Video Bidding Down Interest
          Example Of Scrubbing Your List LP and LLP Bidding Down Percentage of Ownership
          Researching Your Records Trust First Come First Serve
          A Live Example Of Research 5 Plans of Protection Lottery or Rotational Bidding
          Items To Consider Liquidity Random Selection
          County Treasurer Bankruptcy Sealed
          County Assessor Parcels Online Auctions
          Using Google Vandalism and Theft Online Auction Success Tips
          City Data IRS Liens Onsite Auction Tips
          Realtor Dot Com Properties to Stay Away From Shock Bid
          Physical Inspection Land Locked I Won Now What
          The Drive By Industrial
          Talking To Neighbors Gas Station
          Ten Elements Of Preparation Mechanic Shops
          Single Family Home
          2 and 3 Units
          4 Units
          Commercial
          Vacant Land
          The Book
          Enroll Today

          COURSE TUTORS

          George M Howard Jr
          George M Howard JrCourse Instructor

          Minister George M. Howard Jr. has over twenty years’ experience as a financial coach and wealth mentor.  He is the author of the nationally recognized books: “Edit Your Credit” and “From Purchase to Profit”.  He believes “money management is a mindset and broke is a temporary condition”.  George exclaims, “if you can change your mind about money, money will change its mind about you and stick around for a whole lot longer.” Through practical principles George financially coaches and mentors others “How to Obtain Wealth Gods Way.”

          Currently, Minister Howard is the President of G.M. Howard Financial, a company purposed to financially coaching and mentoring consumers to take control of their finances through wealth development principles.  Our mission is to transform “consumers” into “wealth builders” through financial management skills, business development and real-estate acquisition. To accomplish this mission Minister Howard has founded Financial Freedom University an online financial literacy and wealth mentoring school dedicated to moving students from the Land of Not/Just Enough to the Land of More Than Enough. FFU has helped eliminate over 77 million dollars of debt while generating over 33 million dollars of cash-flow for students, totaling over 110 million dollars financial turnaround for students.

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